Credit-Challenged Mortgages

Service Description

At Mortgages Approved, we excel in helping clients with poor credit scores secure their mortgages. With extensive experience and a track record of assisting hundreds of clients, we can find solutions even if you've had recent defaults or CCJs. Whether you're managing debt, dealing with missed payments, or navigating credit issues, we’re here to help. Contact us today to explore how we can assist you in achieving your home ownership goals! Struggling with Poor Credit? CCJs & Debt Management: Worried that past debt might prevent you from securing a mortgage? We’re here to assist! Defaults: Even with a history of defaults, you can still qualify for a mortgage and achieve homeownership. Missed Payments: Don’t let past missed payments deter you. We’ve successfully helped many clients in similar situations find their perfect mortgage. Reach out today to see how we can help you! How Mortgages Approved Can Assist You: We partner with specialised lenders who cater to individuals with challenging credit histories, including those with CCJs, defaults, and missed payments. Unlike traditional high street banks, these lenders offer flexible solutions and don’t rely heavily on credit scoring. They accommodate various levels of missed payments and defaults. Many lenders have tiered mortgage products, so if your credit score is slightly below high street standards, you may still qualify for a near-prime mortgage. Those with recent missed payments or defaults may be eligible for higher-tier options. Each application is considered on a case-by-case basis. Mortgages Approved will carefully evaluate your situation to find the best possible solution for you. How Quickly Can You Get Approved? We’ll start by asking a few quick questions and perform a soft credit check to provide you with an agreement in principle. This initial assessment will indicate whether you qualify for a mortgage. You’ll receive an immediate decision, allowing you to begin house viewings and make offers with confidence. Why Choose Mortgages Approved? Experts in Poor Credit Mortgages: We specialise in finding the right mortgage for those with low credit scores. Your Trusted Partner: Count on us for reliable support and expert guidance towards achieving your homeownership dreams. Dedicated : We simplify the mortgage process with clear advice and minimal paperwork, ensuring a smooth experience from start to finish. Your home may be repossessed if you do not keep up repayments on your mortgage